The ground rules that apply when using this website and the services offered through it.
These Terms and Conditions govern access to and use of the MartsPrime website and any services, content or features made available through it. By visiting the site, creating an account or submitting a request, you agree to be bound by these terms together with the Privacy Policy. If you do not agree with any part of them, the site should not be used.
MartsPrime provides guidance and information related to insurance coverage options across vehicle, property, health and personal protection. MartsPrime is not an insurance carrier and does not underwrite, issue or administer insurance policies. All policies are issued by third party insurance carriers, and the terms of any policy purchased are set exclusively by the issuing carrier.
Information presented on the site is general in nature and does not constitute legal, financial or tax advice. Coverage descriptions are summaries only; the policy documents issued by a carrier always control.
The services are intended for individuals who are located in the United States and are of legal age to form a binding contract in their state of residence. By using the site, you represent that you meet these requirements and that all information you provide is truthful, current and complete.
Creating an account requires accurate registration details, including a valid email address and phone number. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify MartsPrime promptly of any suspected unauthorized use.
Quotes and premium estimates shared through the services are based on the information you provide and on carrier criteria in effect at the time. They are not offers or guarantees of coverage. Final pricing, eligibility and terms are determined solely by the issuing carrier and may differ from any estimate after underwriting review.
By providing contact details and selecting the applicable consents during signup, you authorize MartsPrime to contact you by phone, email and text message about your inquiries, saved coverage details, account activity and, where separately consented, marketing and promotional offers. Consent to marketing messages is not a condition of purchase.
Message frequency may vary and standard message and data rates may apply. You can text STOP at any time to unsubscribe from text messages or HELP for support.
When using the site you agree not to:
All content on the site, including text, graphics, logos and page designs, belongs to MartsPrime or its licensors and is protected by applicable intellectual property laws. Content may be viewed for personal, non commercial use only. Reproduction, distribution or modification without prior written permission is prohibited.
The site may reference or link to third party websites, tools or carrier resources. Those destinations operate under their own terms and privacy practices, and MartsPrime is not responsible for their content, availability or handling of your information. Dealings with any carrier, including policy purchase and claims, are strictly between you and that carrier.
The site and services are provided on an as is and as available basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non infringement. MartsPrime does not warrant that the site will be uninterrupted, error free or free of harmful components, or that any coverage option will be available or suitable for your circumstances.
To the fullest extent permitted by law, MartsPrime shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for loss of profits, data or goodwill, arising out of or related to use of the site or services. Where liability cannot be excluded, it is limited to the maximum extent permitted by applicable law.
Any dispute arising out of or relating to these terms or the services that cannot be resolved informally shall be settled by binding individual arbitration conducted in accordance with the rules of a recognized arbitration provider. You and MartsPrime each waive the right to a jury trial and agree that claims may not be brought as part of a class or representative action.
These terms may be updated from time to time to reflect changes in the services or in applicable law. The effective date above shows when the current version took effect. Continued use of the site after an update constitutes acceptance of the revised terms.
These terms are governed by the laws of the State of New Jersey, without regard to its conflict of law principles, except where the arbitration provision is governed by federal arbitration law.
Questions about these Terms and Conditions can be raised through the following channels:
